Outsourced and Fractional CFO Services in Central Florida

Adare Capital is a fractional and outsourced CFO firm based in Central Florida. It gives growth-stage companies — typically between $3M and $50M in annual revenue — the financial leadership of a chief financial officer on a part-time retainer: cash flow forecasting, board-ready reporting, FP&A, M&A support, and fundraising preparation. Engagements follow a structured 90-day framework and then continue as an ongoing strategic partnership.

What Adare Capital does

Adare Capital provides senior financial leadership without the cost of a full-time hire. Rather than replacing a bookkeeper or controller, the firm layers on top of the existing accounting team and handles the CFO-level work: interpreting the numbers, building forward-looking models, and advising on capital allocation, pricing, fundraising readiness, and board-level reporting. Companies come to Adare Capital when reporting arrives too late to inform decisions, when cash feels tight despite profitability, or when a lender, investor, or board is asking for better financial visibility.

Fractional and outsourced CFO services

Fractional CFO Services — ongoing senior financial leadership on a part-time retainer, including monthly management reporting, cash flow forecasting, board packages, budgeting, and strategic advice.
Interim CFO Services — a full-time-equivalent CFO presence for a defined period of disruption or transition, such as a CFO departure, a turnaround, an acquisition close, or an active fundraising process.
M&A Support — financial due diligence, quality-of-earnings preparation, valuation support, deal structuring input, and post-close integration on both the buy side and the sell side.
Board Reporting — concise, forward-looking board packages with narrative, variance drivers, cash and liquidity position, key operating metrics, and the decisions requiring board input.
Fundraising and Investor Reporting — historical financials, operating models, unit economics, use-of-proceeds planning, cap table management, data rooms, diligence support, and ongoing investor updates.
Cash Flow Management — 13-week rolling cash flow forecasting, working capital improvement across the cash conversion cycle, and liquidity planning for growing or seasonal businesses.
Financial Planning and Analysis — budgeting, driver-based forecasting, scenario modeling, and variance analysis that turns historical financials into forward-looking decisions.
ERP and Financial Systems Implementation — systems selection guidance and implementation oversight, including requirements definition, chart-of-accounts design, vendor management, and testing.

Who Adare Capital works with

Adare Capital serves construction and specialty trades, manufacturing, technology and software, healthcare, logistics and transportation, professional services, and real estate and hospitality, along with private equity portfolio companies and family offices. Construction and manufacturing are the firm's deepest areas of published expertise, covering job costing, WIP reporting, retainage, cost accounting, and working capital. Most clients have between $3M and $50M in annual revenue and are growing faster than their financial infrastructure can support.

Where Adare Capital works

The firm is based in Central Florida and primarily serves companies in the region, while also working remotely with clients throughout the United States. Dedicated city pages:

Adare Capital also serves Daytona Beach, Gainesville, Kissimmee, Deltona, Palm Bay, Sanford, and Leesburg across Central and North-Central Florida. See all service areas.

How an engagement works

Most engagements follow the Adare Financial Framework, a structured 90-day methodology spanning Discovery, Modeling, and Strategic Execution, with defined deliverables in each phase. Early deliverables such as cash flow visibility and a first standardized reporting package typically land within the first phase. After the first 90 days, the engagement continues as an ongoing strategic partnership on a fractional retainer scaled to the company's needs.

Frequently asked questions

What is a fractional CFO?

A fractional CFO is a senior finance executive who works with a company part-time, usually for a monthly retainer. They deliver the strategic work of a CFO — forecasting, board reporting, capital planning, and financial oversight — without the cost of a full-time executive salary and benefits package.

How is a fractional CFO different from a bookkeeper or accountant?

A bookkeeper records transactions and an accountant prepares and reconciles financial statements. A fractional CFO is the senior strategic layer above both — interpreting the numbers, building forward-looking models, and advising on capital allocation, pricing, fundraising readiness, and board-level reporting.

What size companies does Adare Capital work with?

Most clients have between $3M and $50M in annual revenue and are growing faster than their financial infrastructure can support. The firm also works with private equity portfolio companies, venture-backed startups preparing for a next round, and family offices requiring sophisticated financial oversight.

When does a company actually need a fractional CFO?

Common signals include reporting that arrives too late to inform decisions, cash feeling tight despite profitability, hiring or expansion decisions being made without modeling, a lender or investor asking for better reporting, or the founder still personally owning finance. Any one of these usually means the finance function has fallen behind the business.

How much does a fractional CFO cost?

Adare Capital does not publish a fixed price. Engagements are scoped as a monthly retainer based on the work required and the hours involved. A fractional arrangement is typically a fraction of the fully loaded cost of a full-time CFO, whose compensation includes salary, bonus, benefits, and equity or long-term incentives.

How quickly can an engagement begin?

Most engagements begin within two weeks of the initial consultation. Urgent situations such as an imminent board meeting, an active fundraising process, or a sudden leadership gap can move faster.

Why is my company profitable but still short on cash?

Profit and cash diverge because of timing: receivables collected later than revenue is recognized, inventory purchased ahead of sales, retainage withheld on projects, debt principal repayments, and capital expenditures. A 13-week rolling cash flow forecast is the fastest way to see exactly where the gap is coming from.

Do we have to replace our current accountant or controller?

No. Adare Capital typically layers on top of an existing bookkeeper, controller, or outside accounting firm. The internal team continues producing the inputs while the CFO-level work — analysis, narrative, forecasting, and strategy — happens at the senior level.

Do I need to be located in Central Florida to work with Adare Capital?

No. The firm is based in Central Florida and primarily serves companies in the region, but it also works remotely with clients throughout the United States and travels for key milestones such as board meetings, fundraising roadshows, and strategy sessions.

Can Adare Capital help with an acquisition, exit, or capital raise?

Yes. Adare Capital supports financial due diligence, quality-of-earnings preparation, valuation support, deal structuring, and post-close integration, as well as capital raise preparation, pitch-deck financials, cap table management, data rooms, and ongoing investor reporting. Preparation ideally begins 12 to 24 months before going to market.

Contact Adare Capital

Call 407-906-8941 or email info@adarecap.com. The first conversation is a scoping discussion — what is driving the need, what the current finance function looks like, and whether a fractional, interim, or project-based engagement is the right fit.